This matrix compares the sixteen model access providers in this category, the layer that sells you tokens rather than an editor or a harness, from passthrough gateways to the consumer subscriptions that carry Claude Code, Codex, Antigravity, and Grok Build.
The same token carries a toll from 0 to 8 percent or sits inside a flat monthly price, and the flat plans only win if your volume actually reaches their quotas.
Legend: ✓ yes, ✗ no, ~ partial, ? not verified. Every cell traces to the column’s research note; volatile cells carry their own dates.
The matrix #
| Feature | Cerebras Code | ChatGPT plans | Chutes | Claude plans | GLM Coding Plan | Google AI plans | Kimi Code | MiniMax Coding Plan | NanoGPT | OpenCode Go | OpenCode Zen | OpenRouter | Qwen Coding Plan | Requesty | SuperGrok | Synthetic | | — | — | — | — | — | — | — | — | — | — | — | — | | Kind | speed-first inference subscription | vendor consumer subscription (OpenAI) | decentralized inference market with subscriptions | vendor consumer subscription (Anthropic) | vendor coding plan (Z.AI) | vendor consumer subscription (Google) | vendor membership ladder (Moonshot) | vendor token plan | community aggregator plus subscription | token-pack subscription | curated pay-per-use gateway | passthrough gateway | vendor coding plan (Alibaba Cloud) | governance gateway | vendor consumer subscription (xAI) | flat open-model subscription | | Billing mechanics | flat monthly with token-per-day caps | flat monthly, credit-based usage in 5-hour windows over a shared pool | PAYG plus $10/$20 tiers adding quota and 6-10% off | flat monthly, usage multipliers over a shared 5-hour and weekly clock | flat monthly converted to credits, peak multipliers | flat monthly over rate limits plus a flexible AI credit pool | monthly membership tiers over a shared quota pool | monthly token quotas in 5-hour and weekly windows | PAYG deposits plus a $12 open-weight subscription | $10/month for per-model dollar bundles | per-token, no markup claimed, card fees at cost | passthrough tokens, 5.5% credit fee ($0.80 minimum, Business 8%) | flat monthly converted to request or credit quotas with 5-hour, weekly, and monthly caps | flat 5% of upstream spend | flat monthly over one shared weekly pool spanning chat, Build, and API | $30 pack or per-token | | Cheapest paid entry | Pro $50/month (sold out 2026-09-26) | Go $8/month | Plus $10/month (PAYG from cents) | Pro $20/month ($17 annual) | Lite $18/month | AI Plus (about CA$13.99/month on the fetched Canadian page) | Moderato $19/month ($15 annual) | Plus $22/month | Pro $12/month (PAYG from $0.10) | $10/month | $20 auto-reload, usage-priced | free tier, then the credit fee | Token Plan Lite $6/month (list $8, Singapore) | free tier, then 5% | SuperGrok $30/month (Lite $10 in testing) | $30/month pack | | Top tier | Max $200/month | Pro 20x $200/month | Pro $20/month | Max 20x $200/month | Max $168/month | AI Ultra 20x (about $200/month, secondhand) | Vivace $199/month ($159 annual) | Ultra $132/month | the $12 Pro tier is the top | one $10/month tier | none, usage-based | Enterprise custom | Token Plan Pro $68/month (list $80) | Enterprise custom | SuperGrok Heavy $300/month (third-party reported) | stacked $30 packs | | Models you can reach | fast Qwen and GLM coding lines | the GPT-6 and GPT-5.6 lines | open weights (GLM-5.2, Kimi K3, Qwen, DeepSeek) | the Claude line, Fable via credits on Pro | the GLM line | the Gemini line via Antigravity and Gemini CLI | the Kimi line, K3 from Pro up | the MiniMax line | hundreds of routes, open weights included | open coding models only (Qwen, Grok, Luna lines) | open plus Claude, GPT, Gemini, and Grok lines | the largest catalog, frontier and open | the Qwen line plus bundled Kimi, GLM, and MiniMax on some tiers | 600+ models | the Grok line (4.6, 4.7) via Grok Build | the open-weight always-on lineup | | Limit or quota form | 24M/120M tokens per day, TPM caps | shared agentic pool, published per-model message ranges per 5 hours | daily quota, then discounted PAYG, capped at 5x value | one shared pool, unpublished multipliers (1x/5x/20x), 5-hour plus weekly clocks | credits per 5 hours and week, 3x peak burn on flagships | 5-hour Ultra credit refresh, Never or Always overage modes | one shared pool across chat, research, and code | 5-hour and weekly windows, dynamic peak limits | 60M input tokens per week | per-model monthly dollars ($15-$60), 5-hour and weekly windows | balance only, auto-reload below $5 | provider rate limits pass through | whichever of the 5-hour, weekly, or monthly caps hits first | budget caps you set | one weekly pool shared across chat, Build, and API | 500 requests per 5 hours per pack, 1 concurrent per model | | The catch | sold out, and measured speed fell far short of the marketing | Work, images, and voice drain the same pool; real cost lands near $100-$200 per developer once heavy | terms changed three times in early 2026, capacity rides on miners | chat and code share one pool, quotas unpublished, Fable capped at 50% of weekly limits on Max | non-refundable, peak burn cuts effective quota, China-based routing | US dollar prices render client-side, credit purchase needs sign-in, storage numbers disagree across Google pages | quota shared with chat and Deep Research, ladder moved twice in 2026 | quota drained with zero calls per a June 2026 issue, no refunds | the deal narrowed from $8 unlimited to $12 capped, opaque governance | no longer general API access, agent traffic only, monthly catalog churn | measured at more than 4x OpenRouter on identical open models | the fee punishes small top-ups, credits can expire within a year | Coding Plan Pro sold out with no migration path, and the predecessor plan suspended automation users | the 5% grows with spend, hosted-only, 30-day default log retention | Lite and Heavy dollar figures are not on the official card, and the shared pool means chat competes with your agent | the 3x-Claude framing is contested, packs stack for parallelism, pinned models eventually 404 | | Frontier models | ✗ open lines only | ✓ own frontier | ✗ open weights | ✓ own frontier | ✗ GLM only | ✓ own frontier | ✗ Kimi only | ✗ MiniMax only | ~ closed models on PAYG, open in the sub | ✗ open models only | ✓ Claude, GPT, Gemini, Grok | ✓ nearly all | ✓ own frontier | ✓ 600+ including frontier | ✓ own frontier | ✗ open models only | | Works from any agent | ✓ API key | ~ subscription locked to first-party surfaces, the CLI rides an API key instead | ✓ OpenAI-compatible | ✗ subscription locked to first-party harnesses, third-party use rides API keys | ~ supported tools only, special endpoints | ~ Antigravity and Gemini CLI first-party, other agents ride API keys | ~ first-party clients emphasized, API on higher tiers | ✓ OpenAI-compatible | ✓ OpenAI-compatible | ✓ any agent, coding-agent headers required since 2026-09 | ✓ OpenAI/Anthropic/Google-compatible endpoints | ✓ one key, any client | ~ one key across coding tools, automation restricted | ✓ one OpenAI-compatible endpoint | ~ Grok Build first-party, partner sign-in for others, API key otherwise | ✓ OpenAI-compatible | | Price trajectory | stable $50/$200 since 2025-08 | Pro split into $100/$200, Business replaced Team, credit billing since April | free tier retired, Base tier cut | prices stable since the Max launch, but the quota behind them moved twice in spring 2026 | $6/$30 to $18/$80/$168 within a year | AI Premium renamed Plus and the ladder gained a Plus rung | promos became standard pricing 2026-09 | Plus $20 to $22 in three months, plan replaced overnight | $8 to $12 with a new cap | $5 promo removed, $15 flagship standard | baseline 2026-09-26, heavy deprecation churn | fee flattened to 5.5% (2025-06), Business 8% added (2026-09) | Lite discontinued, Pro sold out, the Token Plan restructure replaced both | unchanged since tracking began (2026-09-26) | Lite announced in March, Plus observed by September | $20/$60 tiers replaced by a $30 pack |
Reading the matrix #
I read the billing-mechanics row first, because it decides who this provider is for: passthrough gateways meter reality, vendor plans sell a quota, and flat subscriptions sell a ceiling. The gateways (OpenRouter, Requesty, Zen) monetize a percentage, the vendor plans (GLM, Kimi, MiniMax, Qwen, and the consumer subscriptions) monetize commitment, and the community subs (NanoGPT, Synthetic, Chutes, Go) monetize the gap between list price and what self-hosted open models actually cost to serve. On price trajectories, only Requesty, Zen, and the Claude price tags have not moved, and Zen’s baseline is one day old, so the stable-looking rows are the youngest ones. The frontier-models row is the real segmentation: if your loop needs Claude, GPT, Gemini, or Grok, the flat open-model subscriptions are irrelevant and the choice is gateway versus vendor subscription. The catches cluster into two kinds: mechanical limits you can engineer around (concurrency, windows, peak multipliers) and trust problems you cannot (quota draining, silent plan replacement, narrowed deals), and I weight the second kind higher.
Choosing an access provider #
- Default BYOK loop across many providers: OpenRouter for breadth, Requesty if EU residency or budget governance is required.
- First-party subscription loops: Claude plans, ChatGPT plans, Google AI plans, or SuperGrok, matched to the model family your daily driver uses.
- One vendor’s models all day: that vendor’s plan (GLM, Kimi, MiniMax, Qwen), after checking the peak-hour mechanics against your working hours.
- Open models at a flat ceiling: OpenCode Go or Synthetic for agent-shaped workloads, NanoGPT for breadth beyond coding, Chutes for the cheapest per-token open rates.
- Frontier models without a subscription: OpenCode Zen, paying the measured curation premium only where a mis-served provider would silently degrade your agent.
- Raw speed: Cerebras Code, when it is in stock and your context fits the window.
Changes #
- 2026-09-26 - Created with eleven columns when the owner-directed Model access category was seeded.
- 2026-09-26 - Extended from eleven to thirteen columns with ChatGPT plans and Claude plans on owner instruction, re-sorted; the vendor consumer subscriptions that carry Claude Code and Codex joined the category.
- 2026-09-26 - Extended from thirteen to sixteen columns with Qwen Coding Plan, Google AI plans, and SuperGrok on the owner’s completeness question, re-sorted; every frontier vendor’s subscription now has a column.
See also #
- Model Provider Feature Matrix - the vendors behind these access products, compared as bundles
- Model Selection for Coding Tasks - the per-model, per-token economics this layer packages
- OpenCode - the harness whose Zen gateway and Go subscription anchor two columns here
- Trackers and Leaderboards Feature Matrix - where usage and price signals about this layer get measured
References #
https://opencode.ai/docs/go - Go subscription tiers, model limit table (fetched 200, 2026-09-26)
https://opencode.ai/docs/zen/ - Zen per-model price table and free models (fetched 200, 2026-09-26)
https://openrouter.ai/docs/faq - OpenRouter billing and routing FAQ (fetched 200, 2026-09-26)
https://requesty.ai/pricing - Requesty tier table and 5% markup quote (fetched 200, 2026-09-26)
https://nano-gpt.com/pricing - NanoGPT subscription and per-token prices (fetched 200, 2026-09-26)
https://platform.minimax.io/docs/guides/pricing-token-plan - MiniMax Token Plan tiers (fetched 200, 2026-09-26)
https://docs.z.ai/devpack/overview - GLM Coding Plan documentation (fetched 200, 2026-09-26)
https://chutes.ai/pricing - Chutes PAYG and subscription tiers (fetched 200, 2026-09-26)
https://synthetic.new/pricing - Synthetic subscription pack pricing (fetched 200, 2026-09-26)